Calculators

Estimate the total cost of ending a lease early based on monthly rent, months remaining, lease break fee, notice period, and expected security deposit refund.

Estimate the total excess mileage charge for a leased or financed vehicle based on annual allowance, contract length, actual mileage driven, and the lender’s excess mileage rate.

Calculate the effective monthly lease payment by spreading upfront costs and lease-end charges across the lease term and subtracting incentives from the total cost of the lease.

Estimate the total out-of-pocket cost of a car lease over the full lease term, including upfront payment, monthly payment, fees, taxes, and estimated excess mileage charges.

Estimate the sales tax due on a car lease based on monthly payment, lease term, tax rate, upfront taxable fees, and any taxable down payment or cap cost reduction. This calculator assumes sales tax is applied to lease payments plus taxable upfront amounts.

Estimate the upfront down payment due at signing for a car lease based on vehicle price, residual value, lease term, money factor, and any cap cost reduction you choose to pay upfront.

Estimate the total upfront cost of a one pay auto lease based on vehicle price, lease term, residual value, money factor, sales tax, and fees.

Estimate your positive or negative lease equity by comparing your vehicle’s current market value to your lease payoff amount after adjusting for sales tax and lease-end fees.

Estimate the total amount needed to buy out a leased vehicle before lease end. This calculator adds the residual value, remaining payments, purchase option fee, and subtracts any security deposit or lease-end credit.

Estimate the total cost to buy out your leased car by combining the residual value, remaining payments, sales tax, purchase option fee, and any excess mileage charges.

Convert a lease money factor into an equivalent annual interest rate (APR) and estimate the monthly finance charge based on the vehicle price and residual value. A common approximation is APR = money factor × 2400.

Estimate your monthly car lease payment based on vehicle price, residual value, lease term, money factor, down payment, and taxes.

Estimate a car lease money factor from the lease APR or convert a money factor into an equivalent APR. Enter either the lease APR or the money factor and the calculator returns the corresponding money factor value using the standard lease conversion formula.

Estimate your monthly car lease payment based on vehicle price, residual value, lease term, money factor, down payment, and taxes.

Compare the estimated total 3-year cost of leasing versus buying a car based on vehicle price, down payment, lease terms, financing, and expected resale value. Positive results indicate leasing costs less than buying over the comparison period.

Estimate a monthly lease payment using the vehicle price, down payment, lease term, residual value, and money factor. The calculation combines depreciation and finance charges commonly used in auto leasing.

Estimate your monthly auto lease payment based on vehicle price, down payment, lease term, residual value, and money factor.

Estimate a vehicle’s residual value at lease end using MSRP, lease term, annual mileage, vehicle type, and expected condition. Residual value is typically calculated as a percentage of MSRP, adjusted downward for longer terms, higher mileage, and poorer condition.

Estimate total depreciation paid during a car lease based on vehicle price, residual value, lease term, mileage allowance, and upfront down payment.

Estimate total allowed lease miles and the cost impact of your planned driving compared with your lease mileage allowance, including potential excess mileage charges.

Calculate your debt-to-income ratio after adding a car loan payment by comparing your gross monthly income to your total monthly debt obligations, including housing, credit cards, student loans, and the new auto loan payment.

Estimate the total amount financed for a car loan including sales tax, title and registration fees, trade-in credit, and down payment.

Estimate the maximum car price you can comfortably afford based on your monthly income, monthly debt payments, down payment, loan term, and interest rate. This calculator uses a common affordability approach by limiting total debt payments to 36% of gross monthly income and converting the remaining budget into an estimated vehicle price.

Estimate the amount you may need to finance for a car purchase based on vehicle price, down payment, trade-in value, taxes and fees.

Estimate the loan term in months needed to pay off a car loan based on vehicle price, down payment, interest rate, and monthly payment.

Estimate the monthly car loan payment with a balloon payment at the end of the term. Enter the vehicle price, down payment, interest rate, loan term, and balloon payment percentage to calculate the regular monthly payment.

Estimate your weekly car payment based on vehicle price, down payment, loan term, interest rate, and sales tax.

Estimate your biweekly auto loan payment based on vehicle price, down payment, trade-in value, interest rate, and loan term in months.

Estimate the monthly principal and interest payment for a car loan using the vehicle price, down payment, annual interest rate, and loan term.

Estimate the total interest paid over the life of a car loan using the vehicle price, down payment, annual percentage rate, loan term, and optional trade-in value.